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Modified Classic Car insurance Quotes

Modified Classic Motor Insurance

Comparing classic car insurance quotes for modified vehicles is easy at Classic Car Insurance Quotes.

If your classic car is already modifed simply compare quotes from over eighty different specialist modified insurance classic car insurance brokers.

Each broker has access to specialist schemes for virtually every type of modified classic car.

Compare modified classic car insurance quotes

Modified Car Insurance Quotes

If you are thinking about modifying your classic car there are some important considerations affecting your car insurance cover.

Modifying any vehicle can be costly, but did you realise that if you modify your classic car you, could be putting the price of your insurance premium up. You may even find that your current insurance company does not cover modified vehicles.

If you want to carry out modifications to your classic car you will need to follow a few steps.

  • Make a list of all the items you hope to change or improve.
  • Cost each item and find out if there are any special requirements to fitting or replacing item.
  • Are the changes to your vehicle correct for that type of classic car and will they conform and be legal.
  • Check your present classic car insurance cover and the details that you have supplied to the Insurers. This may include changes to any agreed valuations.
  • Contact your insurance company and explain what you are modifying on your car. The cost of the work and parts to be carried out this may affect the value of your car.
  • Check the agreed value of the car and make sure it is sufficient to replace the classic car if possible, if it was totally written off or was stolen.
  • Find out from your insurance company if the modifications will affect the cover, premium or excesses that have been applied.
  • Check with your present insurer that on their panel of approved repairers there are specialist garages that would be able to deal with the modifications to your particular type of classic car in the event of a claim.
  • If you are restoring a classic car and making modifications at the same time, it may save you money on your classic car insurance premiums if you switch to laid up cover only.

If you are in any doubt, it isalways a good a good idea to talk to a specialist car insurance broker who understands modifications and have schemes or facilities to provide a much more amicable premium and cover. They may also have a better list of approved repairers for yoor classic marque and claims engineers who specialise in modified classic cars.